Financing

Fertility treatment costs & financing

Clear pricing. Personalized care. A plan you can understand before treatment begins.

Pricing

Understand your costs

We provide upfront pricing for commonly requested fertility services. Your personalized estimate will clarify what is included, which services may be billed separately, and what additional expenses you may need to consider. Our goal is to help you make informed decisions about your care without unnecessary financial uncertainty.

Prices are estimates and vary by individual care plan. A financial coordinator reviews your expected costs before treatment.

What is not included?

Some services are individualized and are priced separately. Additional costs may include:

  • Fertility medications (billed through a specialty pharmacy)
  • Embryo storage
  • Embryo biopsy interpretation
  • Anesthesia
  • Donor eggs or donor sperm
  • Additional lab services, procedures or testing

Your financial coordinator will provide an individualized estimate before treatment begins.

Your care. Your choices.

Your investment

Our financial team is here to help you understand your options and plan for the costs associated with treatment.

At Hope Fertility, we believe financial transparency is an essential part of compassionate fertility care. We want you to understand your treatment options, anticipated costs and potential out-of-pocket expenses before beginning treatment.

Whether you are considering IUI, IVF, egg freezing or frozen embryo transfer, our team will help you understand the financial considerations associated with your personalized treatment plan.

A Hope Fertility team member meeting with a patient at her desk

No surprises

How we plan your costs

No confusing pricing. No unexpected surprises. We take the time to review your anticipated treatment costs, explain what is included, and answer your questions before you make a financial commitment.

  1. Review your estimate

    We walk through expected costs, what's included and what may be billed separately.

  2. Check your benefits

    We help review insurance coverage, limits and your estimated out-of-pocket cost.

  3. Choose how to pay

    We go over payment and financing options that fit your plan.

  4. No unexpected bills

    Any additional recommended services are discussed in advance whenever possible.

Explore your payment options

Insurance & financing

Every fertility journey is different. Our financial team can help you review your anticipated treatment costs, understand available insurance benefits, and explore applicable payment or financing options. We encourage you to discuss your financial questions with our team before beginning treatment, so you can plan with greater confidence.

Insurance & fertility benefits

We work with these plans and fertility benefit providers. Our team can review your benefits, coverage limits and estimated out-of-pocket cost.

  • Aetna
  • BlueCross BlueShield
  • Cigna
  • UnitedHealthcare
  • UMR
  • Progyny
  • Maven

Coverage varies by plan and employer. Verification is not a guarantee of payment or coverage.

Payment & financing

Our financial team reviews your anticipated costs and walks you through payment and financing options that fit your plan, before treatment begins.

Talk with our financial team →

FAQ

Insurance & payment questions

Does insurance cover fertility treatment?

Coverage depends on your plan, employer benefits and treatment. A member of our financial team can review your benefits and expected out-of-pocket cost. Verification is not a guarantee of payment or coverage.

Are fertility medications included in pricing?

Usually not. Medications are often billed separately through a specialty pharmacy.

Will my final cost match the starting price?

Not always. IVF costs vary with medications, lab work, genetic testing and your individual protocol.

Can someone help me understand what I'll owe?

Yes. A financial coordinator reviews costs, insurance benefits and your estimated responsibility before treatment begins.

Next step

Let's plan your next step

You deserve clear answers about both your fertility care and its cost. Talk with our team about your treatment options and the financial steps ahead.